Savings planner
Estimate how long a savings target may take based on your starting balance, monthly contribution and an optional annual growth assumption.
Projection assumes monthly compounding and a contribution at the end of each month. Returns are not guaranteed.
Estimated time
2y 11m35 monthly contributions
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Three simple steps
Enter the amount you want to reach and your current savings.
Add the amount you expect to contribute each month.
Use a cautious interest estimate and compare the projected time and growth.
Worked example
The method
Your existing savings form the first part of the goal and can receive projected monthly growth from the start.
The calculator adds the same contribution at the end of each month, after applying one month of the selected annual rate.
The projection repeats month by month until the balance reaches the target, with a maximum horizon of 100 years.
Helpful answers
No. It is a planning projection. Real interest or investment returns can change, and fees, taxes and inflation can reduce the result.
Kitalva assumes one contribution at the end of each month. A beginning-of-month contribution would have slightly longer to grow.
Use a rate that matches the type of account and test a lower scenario as well. Enter 0% for a contribution-only plan.